About Us
Limitless Financial Services are an FCA regulated, independent, whole of market mortgage broker.
We have specialist experience in helping Workday employees maximise their affordability, taking into account all aspects of their income (including RSUs and bonus).
Whether you’re a first time buyer, looking to move home, remortgaging, investing in a buy to let, or simply interested to find out how much you can borrow, one of our experienced advisers can run through your options during a 20 minute call.
Our team not only help you find the best mortgage deal, but your dedicated case manager will project manage the application on your behalf right through to completion.
Our service is offered to all Workday employees free of charge.
Our team are happy to help with:
- New Home Purchases
- High Value Transactions and Private Lending
- First Time Buyers (inc. HTB and Shared Ownership)
- Remortgages (inc. capital raising)
- Second Homes
- Buy to Let (inc. Portfolio landlords) & Let to Buy
Specialists in:
- RSUs, sign-on and sales incentives
- Investment income
- Tier 1 & 2 visa status
- New joiners
Book a call with one of our advisers today
Some of our client case studies
Working at Amazon for 3 years
Using RSU Income to 5x affordability
Our client was looking to buy his first home in the UK, having lived here for 3 years.
After speaking with his bank directly, he was told they could not use his RSUs towards his affordability. As this accounted for a significant proportion of his overall income, it came as a big disappointment.
Following a quick call with one of our advisers, we presented his case to a high street lender with favourable policies on RSU income.
They were willing to consider 100% of his RSU income allowing him access to over 5 times the borrowing his own bank offered.
Recently started working for large tech company
Using variable bonus
Our client had recently joined a large tech company. Her previous employer paid a higher basic salary, but her overall compensation with her new employer was better. She was looking to remortgage, but after doing research online, was concerned that a drop in basic salary would limit her options.
Having been given a range of different answers from banks and brokers, she spoke with Limitless. We were able to incorporate both her variable bonus and basic salary which more than covered her borrowing requirements.
Recently moved to the UK on a Tier 2 visa
First time buyers on Tier 2 ICT Visa
Our clients moved to the UK on a 5 year Tier 2 ICT visa and were renting an apartment in London. Without a big deposit, they were under the impression they needed to reside in the UK for at least 2 years before being able to apply for a mortgage.
We explained that this wasn’t the case, and as their income met the required threshold, there was no need to put down a minimum deposit of 25% either.
They were able to purchase a property in London using a 10% deposit. What’s more, their monthly payments on their mortgage were considerably less than the rent they were paying.
Some of the lenders we work with
We’re whole of market and work with a wide range of lenders in the UK, including:
Request an Appointment
Our team will be in touch shortly
- Email: [email protected]
- Facebook: fb.me/limitlessfs
- Twitter: @limitlessfs1
- Limitless Financial Services Ltd
Your property may be repossessed if you do not keep up repayments on your mortgage.
Limitless Financial Services Ltd, trading as “Limitless” or “Limitless Finance” is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.
Limitless Financial Services Ltd is registered in England and Wales with company number 11679467. Registered Office: Limitless Finance, IncuHive Space, IBM Hursley Park Road, Hursley, Winchester SO21 2JN.
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK.
Calls may be recorded for training and security purposes and to improve the quality of our services.